Best Brokers With Managed Trading Accounts In The UK 2025

Author

Christian Harris

Christian is a UK-based investment writer who's been actively trading an array of financial instruments for over 10 years. Having used most of the major brokers in the UK, Christian provides valuable insights on all things investing for British traders.

Christian Harris Profile Page

Editor

James Barra

James is a UK-based writer and investor with consultancy experience at some of Britain's largest financial organisations. James authors, edits and fact-checks content for a row of investing websites.

James Barra Profile Page

Fact Checker

Tobias Robinson

Tobias is a UK director and partner at Investing.co.uk. He provides commentary on the financial markets in the UK and supports the testing team with first-hand observations from over two decades of active trading.

Tobias Robinson Profile Page

Looking to grow your wealth without the day-to-day hassle of managing your investments? Managed accounts could be your answer.

We’ve rounded up the best brokers offering managed accounts in the UK—so you can invest smarter, with confidence.

How Investing.co.uk Chose The Best Managed Account Brokers

To identify the best managed account brokers for UK investors, we conducted hands-on tests of each broker’s managed account tools.

We assessed platforms across key areas including transparency, customisation options, reporting quality, and administration tools. We also recorded objective data such as spread averages, commission structures, and real-time performance visibility.

Crucially, our team focused on features that matter most to UK traders—such as regulatory clarity, ease of use, and platform flexibility—and ranked each broker based on its overall ratings.

How To Choose A Broker With Managed Trading Accounts

• Minimum investment amounts determine how much capital you need to start investing with a managed account, which can impact your ability to diversify effectively. A higher minimum might limit access for beginners or those with smaller portfolios, while a lower minimum allows more flexibility but may come with fewer personalised services. Understanding these thresholds helps you strike a balance between affordability and the potential benefits of professional management, ensuring you choose an account that aligns with your financial capacity and goals.
• Fee structure and transparency directly affect your net returns—management fees, performance fees, and transaction costs can quietly erode your investment over time. Transparent brokers disclose all charges upfront, allowing you to assess whether you’re getting value for the service provided. Understanding what you’re paying—and why—helps avoid hidden costs and ensures your portfolio’s growth isn’t undermined by excessive or unclear fees.
• Investment strategy and asset selection determine how your money is allocated across various markets, sectors, and asset classes, directly influencing risk, return, and long-term performance. A well-structured strategy aligns with your financial goals and risk tolerance, while thoughtful asset selection ensures proper diversification to manage volatility. Choosing a managed account with a straightforward, disciplined investment approach helps avoid emotional decision-making and keeps your portfolio on track, even during market uncertainty.
• Performance history, while not a guarantee of future results, provides valuable insight into how a managed account has performed across different market conditions. It helps you assess the consistency and risk-adjusted returns of the investment strategy, rather than just looking at headline gains. Reviewing past performance—especially over multiple years—can reveal how well a manager navigates volatility and whether their approach aligns with your long-term expectations.
• Reporting tools and customer service provide transparency, control, and guidance throughout your investment journey. Clear, regular reports help you track performance, fees, and portfolio changes, while analytical tools can enhance your understanding of risk exposure and asset allocation. Responsive customer service is especially valuable—offering guidance, resolving issues, and helping you make informed decisions as your financial goals evolve.
• Regulation by the Financial Conduct Authority (FCA) ensures that brokers meet strict standards for financial stability, transparency, and client protection, reducing the risk of fraud or mismanagement. Additionally, the Financial Services Compensation Scheme (FSCS) offers a safety net by compensating investors up to £85,000 if a broker fails, protecting your funds from insolvency risks. These safeguards provide essential peace of mind, ensuring your money is held securely and your investments are managed within a trusted, well-regulated framework.

Handing over my portfolio to a managed account took some getting used to, as it meant trusting someone else with my investments.

However, it brought greater consistency and discipline, allowing me to focus more on my long-term goals rather than reacting to every market fluctuation.

Christian Harris

Author

What Are Managed Trading Accounts?

A managed trading account is an investment account overseen by a professional portfolio manager who makes trading decisions on your behalf.

Unlike DIY investing, where you pick and manage your assets, managed accounts offer a hands-off approach—tailoring a portfolio to your goals, risk tolerance, and investment horizon.

Managers utilise research, market analysis, and structured strategies to actively buy and sell assets, such as stocks, bonds, or ETFs.

These accounts are typically discretionary, meaning the manager can act without needing your approval for each trade, though this service comes with management fees.

J.P. Morgan, for example, offers managed accounts alongside managed ETFs and mutual fund portfolios. J.P. Morgan’s managed accounts have a higher minimum investment amount of £50,000 compared to £1,000 for a mutual fund managed account.

However, if you’re looking for a more accessible entry point, IG‘s Smart Portfolios require a minimum investment of just £500.

The benefits of managed accounts over alternatives include tax benefits, portfolio customisation, and direct ownership of securities.

Annual returns for IG Smart Portfolios since their launch in February 2017

Who Should Consider A Managed Trading Account?

A managed trading account is best suited for investors who want market exposure but lack the time, expertise, or confidence to manage investments.

This includes busy professionals, high-net-worth individuals, and beginners who prefer personalised, expert-led strategies over DIY decision-making.

It’s also a strong option for those with long-term goals, such as retirement, income generation, or capital preservation, where disciplined management and risk control are key.

If you value structured portfolios, active oversight, and tax-efficient investing through vehicles like ISAs or SIPPs, a managed account could offer both peace of mind and performance potential.

Pros Of Managed Trading Accounts

Cons Of Managed Trading Accounts

What I’ve appreciated most about using a managed trading account isn’t just the professional oversight—it’s the clarity that comes with regular reports and structured reviews.

While it’s not hands-on, it transforms investing into a more focused, goal-oriented process, eliminating the need to track every market move.

Christian Harris

Author

Bottom Line

Managed trading accounts provide a hands-off investing experience, allowing professionals to make trading decisions aligned with your financial goals and risk tolerance.

Unlike self-directed investing, these accounts rely on expert strategies and ongoing oversight, making them ideal if you want guidance or lack the time to manage your portfolios.

When choosing the best broker with managed trading accounts in the UK, look for FCA regulation, transparent fees, suitable minimum investment amounts, and a solid investment strategy.

Strong past performance, helpful reporting tools, and responsive customer service can also significantly impact your long-term experience and success.