Best Brokers With PAMM Accounts In The UK 2025

Author

Christian Harris

Christian is a UK-based investment writer who's been actively trading an array of financial instruments for over 10 years. Having used most of the major brokers in the UK, Christian provides valuable insights on all things investing for British traders.

Christian Harris Profile Page

Editor

James Barra

James is a UK-based writer and investor with consultancy experience at some of Britain's largest financial organisations. James authors, edits and fact-checks content for a row of investing websites.

James Barra Profile Page

Fact Checker

Tobias Robinson

Tobias is a UK director and partner at Investing.co.uk. He provides commentary on the financial markets in the UK and supports the testing team with first-hand observations from over two decades of active trading.

Tobias Robinson Profile Page

Looking to grow your capital without trading a single chart? PAMM (Percentage Allocation Management Module) accounts offer a hands-free way to invest by letting seasoned traders manage your funds—while you sit back and track the results.

Following our hands-on tests, we reveal the best brokers offering PAMM accounts so that you can invest smarter with confidence.

How Investing.co.uk Chose The Best PAMM Account Brokers

To find the top PAMM brokers, we carried out hands-on testing of each platform’s PAMM tools.

We assessed transparency, execution quality, and how easily investors could track performance in real time. Our team also reviewed asset range, from forex and indices to crypto and commodities, as well as cost structures including spreads and commissions.

We then ranked brokers by their overall ratings for a definitive list that takes into account their entire offering.

How To Pick A PAMM Broker

• Infrastructure and technology determine how smoothly and transparently your investments are managed. Brokers using trusted platforms like MT4 and MT5 benefit from proven, secure systems that automatically allocate profits and losses, thereby reducing errors and delays. Real-time performance reporting with verified trade histories enables you to monitor your investment’s progress accurately, helping you avoid misleading or manipulated data. A fair, automated allocation system ensures that returns are distributed precisely based on your share, which is crucial in fast-moving markets where manual calculations could lead to delays or discrepancies.
• Strategy choice and transparency are crucial because your returns depend entirely on the trader’s skill and strategy. Access to detailed, verified trading histories—including drawdowns, win-loss ratios, and equity curves—allows you to assess how consistently a manager performs and the level of risk they take. Being able to filter managers by strategy type, risk level, or investment duration helps you align your portfolio with your risk tolerance and goals. Without this transparency, you’re essentially investing blind, increasing the chance of unexpected losses or mismatched risk profiles.
• Fees and costs directly impact your net returns. Performance fees, typically ranging from 20% to 40%, mean the manager only earns when they generate profits. Still, other expenses—like management, withdrawal, or inactivity charges—can quietly eat into your gains over time. A fee structure based on a high-water mark ensures you only pay performance fees on new profits, not on recovered losses, protecting you from being charged repeatedly for the same gains. Knowing these details helps you avoid unexpected costs that reduce the effectiveness of your investment.
• Minimum deposit and investment flexibility determine how easily you can enter and exit PAMM accounts without being locked in. Some brokers require high minimum deposits, which might limit access for smaller investors. The ability to withdraw or reallocate funds quickly is crucial, especially in volatile markets where you may want to reduce exposure or switch managers. Watch out for penalties or lock-in periods that restrict your access to capital, as these can reduce your control and increase risk during market downturns.
• Risk management tools empower you to protect your investment by setting limits on potential losses, like maximum drawdown thresholds or auto-withdrawal triggers that automatically secure profits or cut losses. Without these controls, you rely entirely on the manager’s risk appetite, which might not align with yours. Additionally, the ability to diversify across multiple PAMM managers spreads risk, reducing the impact of any single trader’s poor performance and improving overall portfolio stability—an essential feature for managing volatility in forex markets.
• Platform usability and support make it easier to track your investments, understand performance metrics, and make informed decisions without confusion. Mobile apps and desktop dashboards offer flexibility, allowing you to monitor your PAMM accounts anytime, anywhere—essential in fast-moving markets. Responsive customer support, especially with PAMM-specific expertise, ensures you can quickly resolve issues or get guidance, reducing stress and protecting your investment from avoidable errors or delays.
• Regulation and licensing ensure that a PAMM broker operates under strict financial standards and oversight, which protects you from fraud, mismanagement, or misuse of funds. In the UK, FCA-regulated brokers must hold client funds in segregated accounts, meaning your money is kept separate from the broker’s operating capital and can’t be used to cover their debts. This structure reduces the risk of losing your investment if the broker becomes insolvent. Additionally, schemes like the Financial Services Compensation Scheme (FSCS) can reimburse up to £85,000 if the broker fails, offering an added layer of security that unregulated offshore brokers can’t match.

When I invest in a PAMM account, I’m handing control to an expert trader while still staying involved enough to know when to adjust or step away.

For me, it’s all about finding the right balance between trust, oversight, and timing to unlock real growth.

Christian Harris

Author

What Is A PAMM Account?

A PAMM account is a type of investment system in which your funds are pooled with those of others and managed by a professional trader. Each investor owns a proportional share of the account, and profits or losses are distributed accordingly.

Unlike copy trading, PAMM accounts allow the manager to execute trades in bulk, improving efficiency and risk management. It’s a hands-off way to access financial markets, but performance depends entirely on the manager’s skill, making due diligence essential.

The PAMM trading system is primarily used in forex, but some brokers, such as FXOpen, also offer PAMM accounts for cryptocurrencies, including Bitcoin and Litecoin.

How Do PAMM Accounts Work?

Each investor decides how much to allocate (often there are minimum requirements), and the PAMM software calculates the investor’s share as a percentage of the total fund.

The manager places trades from the master account, and the results—whether profit or loss—are automatically distributed to each investor based on their percentage share.

What sets PAMM apart from simple copy trading is the structural design: all trades are executed centrally, not duplicated across individual accounts. This reduces execution lag, slippage, and potential pricing discrepancies, especially in volatile markets.

Investors don’t interact directly with the market—they rely entirely on the manager’s decisions, which makes trust and transparency paramount.

Managers are typically incentivised through performance-based fees, meaning they only earn a percentage of profits if they generate returns.

Many brokers offer detailed performance analytics, including drawdown history and trade frequency, allowing investors to assess risk before allocating funds.

However, PAMM systems don’t provide stop-loss control or trade approval to investors—making manager selection, fee awareness, and ongoing monitoring crucial components of responsible participation.

Top performing PAMM accounts at FXPrimus

Pros Of PAMM Accounts

Cons Of PAMM Accounts

One thing I’ve realised about PAMM investing is that it’s not just about picking the highest returns—it’s about understanding the trader’s strategy and risk style.

A great manager who matches your comfort level can make all the difference between steady growth and unexpected losses.

Christian Harris

Author

Bottom Line

PAMM accounts provide you with a hands-off way to participate in forex and other markets by letting experienced traders manage your funds.

However, selecting the right broker is crucial to ensure strong regulation, transparent performance tracking, and fair fee structures.

Choosing wisely can help you navigate the complexities of managed accounts and maximise your investment potential.

See our list of the best brokers with PAMM accounts to get started.