Plus500 vs XTB

Plus500 or XTB – which is better for UK traders 2025? Compare Plus500 and XTB in this detailed breakdown of their platforms, features and fees.

Plus500 vs XTB Comparison Table 2025
Plus500 XTB
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4.1
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4.8
Plus500 is ranked #17 among CFD brokers. XTB is ranked #2 among CFD brokers.
Review
Review
Founded in 2008 and based in Israel, Plus500 is a leading brokerage with over 25 million registered traders across more than 50 countries. It focuses on CFD trading, offering a user-friendly proprietary platform and mobile app. The company provides competitive spreads and does not impose commissions or charges for deposits or withdrawals. Plus500 stands out as a highly trusted broker, licensed by respected authorities such as the FCA, ASIC, and CySEC. Established in Poland in 2002, XTB caters to over a million clients worldwide. This forex and CFD broker offers a robust regulatory framework, a diverse range of assets, and prioritises trader satisfaction. It provides an intuitive proprietary platform equipped with excellent tools to support aspiring traders.
82% of retail CFD accounts lose money. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money
Pros
  • Plus500 offers a dedicated WebTrader platform tailored specifically for CFD trading. It features a user-friendly and streamlined interface.
  • In 2025, Plus500 expanded its range of share CFDs to include emerging sectors such as quantum computing and AI. This update opened up trading opportunities in stocks like IonQ, Rigetti, Duolingo, and Carvana.
  • The broker provides commission-free trading across a variety of markets, reducing extra charges and attracting experienced traders.
  • Plus500 has expanded its range of short-term trading instruments by adding VIX options, which feature increased volatility. Additionally, it has extended trading hours for seven stock CFDs.
  • Leverage can be used in trading both long and short positions, providing enhanced strategic opportunities.
  • The customer support team consistently delivers reliable support around the clock through email, live chat, and WhatsApp.
  • XTB offers a diverse range of over 7,000 instruments, including CFDs on shares, indices, ETFs, commodities, forex, and cryptocurrencies. The platform also provides real shares, real ETFs, share dealing, and the latest addition, Investment Plans, serving both traders seeking short-term gains and investors focused on long-term growth.
  • The xStation platform stands out with its user-friendly design and intuitive tools, such as adaptable news feeds, sentiment heatmaps, and a trader calculator. These features streamline the learning process for new traders.
  • XTB offers a superb array of educational resources, such as training videos and articles, embedded within the platform to assist traders of all experience levels.
  • XTB has raised its interest rate on uninvested funds and introduced zero-fee ISAs for UK clients, offering access to 3,000 stocks and 700 ETFs for diverse investment opportunities.
  • Setting up an XTB account is straightforward and fully online, requiring only a few minutes. This simplicity eases new traders into the world of trading.
  • Top-notch customer support, available 24/5, includes a welcoming live chat with response times under two minutes during tests.
  • XTB ensures swift access to funds, providing fast withdrawals with same-day payments for requests made before 1 pm.
Cons
  • Plus500's omission of MetaTrader and cTrader charting tools may deter seasoned traders seeking familiar platforms.
  • Educational resources are not as extensive as leading brokers such as eToro, which affects beginners' ability to learn quickly.
  • The lack of social trading features prevents users from copying trades made by seasoned traders.
  • Compared to competitors like IG, Plus500 offers limited research and analysis tools.
  • Algorithmic trading and scalping are not available, potentially deterring certain traders.
  • XTB lacks a raw spread account, a feature increasingly offered by competitors such as Pepperstone. This omission might not satisfy traders seeking the most competitive spreads.
  • The demo account lasts only four weeks, posing a challenge for traders wanting to fully explore the xStation platform and refine short-term strategies before investing actual money.
  • XTB has stopped supporting MT4, restricting traders to its own platform, xStation. This decision may discourage experienced traders accustomed to using the MetaTrader suite.
  • Trading fees are competitive, with average EUR/USD spreads of about 1 pip. However, they are not as low as the most affordable brokers, such as IC Markets. Additionally, an inactivity fee applies after a year.
  • The research tools at XTB are commendable but have the potential to excel further. Enhancing them with access to top-tier third-party services like Autochartist, Trading Central, and TipRanks would significantly elevate their offering.
  • It is frustrating that XTB products do not allow traders to modify the default leverage level. Manually adjusting leverage can greatly reduce risk in forex and CFD trading.
Awards
  • Best Overall Broker 2021 - DayTrading.com
  • Best Overall Broker 2020 - DayTrading.com
  • Best Overall Broker 2019 - DayTrading.com
  • Best Forex Broker for Beginners 2022
  • Best Customer Service 2021
  • Best Forex Broker for Low Costs 2021
  • Best Mobile App for Investing 2020
  • #1 EMEA Bloomberg spot for FX accuracy in Q2 of 2020 and Q3 of 2018
  • Best Polish Forex Broker 2019
  • Best Execution Broker 2019
FCA Regulated
Yes Yes
Instruments
CFDs on Forex, Stocks, Indices, Commodities, ETFs, Futures, Options CFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFs
Demo Account
Yes Yes
Minimum Deposit
$100 $0
Payment Methods
Minimum Trade
Variable 0.01 Lots
Regulator
FCA, ASIC, CySEC, DFSA, MAS, FSA, FSCA, FMA, EFSA FCA, CySEC, KNF, DFSA, FSC, SCA, Bappebti
Mobile Apps
iOS, Android & Windows iOS & Android
Trading App

Plus500 have developed their mobile apps to match the WebTrader online platform . Secure and reliable, the app is among the best out there. Stop loss and limits are available, free alerts and a full range of markets and instruments are available. Visit the download page here.

Year after year XTB’s app stands out for its slick design and uncluttered interface that we love. It’s quick, responsive and packed with useful features, notably integrated sentiment data, market news, economic calendars and education. The user-friendly order panel underneath the trading chart also makes placing trades, including adding take profit and stop loss levels, really straightforward.
iOS App Rating
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4.1
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4.7
Android App Rating
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4.3
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4.1
Margin Trading
Yes Yes
Margin Rate
4.5%
MetaTrader 4
No No
MetaTrader 5
No No
cTrader
No No
AlgoTrader
No No
OmniTrader
No No
TradingView
No No
Autochartist
No No
eSignal
No No
Trading Central
No No
STP Account
No Yes
ECN Account
No No
DMA Account
No Yes
MAM Account
No No
PAMM Account
No No
LAMM Account
No No
Demat Account
No No
AI / Machine Learning
No No
Robo Advisor
No No
Negative Balance Protection
Yes Yes
Market Maker
Yes Yes
P2P Trading
No No
Spot Trading
No Yes
Auto Trading
No Open API
Copy Trading
No No
Social Trading
No No
Trade Signals
Yes
VPS Hosting
No No
Tournaments
No No
Demo Competitions
No No
Ethical Investing
Yes Yes
Custodial Account
No No
Guaranteed Stop Loss
Yes Yes
Inactivity Fee
$10 $0
Islamic Account
Yes Yes
Account Currencies
  • USD
  • EUR
  • GBP
  • AUD
  • ZAR
  • CZK
  • USD
  • EUR
  • GBP
  • PLN
Commodities
  • Copper
  • Cotton
  • Coffee
  • Livestock
  • Sugar
  • Gasoline
  • Cocoa
  • Platinum
  • Soybeans
  • Oil
  • Gold
  • Silver
  • Corn
  • Aluminium
  • Palladium
  • Wheat
  • Cattle
  • Lean Hogs
  • Gold
  • Oil
  • Silver
  • Copper
  • Cotton
  • Sugar
  • Precious Metals
  • Gasoline
  • Cocoa
  • Coffee
  • Natural Gas
  • Nickel
  • Soybeans
  • Aluminium
  • Livestock
  • Corn
  • Palladium
  • Platinum
  • Wheat
  • Zinc
  • Lean Hogs
  • Cattle
CFD
Plus500 offers commission-free CFDs across various markets, including currencies, stocks, indices, and commodities. Traders can take long or short positions on popular assets, enjoying flexible leverage with no hidden charges. XTB provides an extensive choice of over 2,100 CFDs, covering forex, indices, commodities, stocks, ETFs, and cryptocurrencies, depending on location. In the EU and UK, leverage is capped at 1:30, while global clients and professional traders can benefit from leverage up to 1:500. Renowned for its trading resources and tutorials, XTB excels in helping traders devise effective short-term strategies.
Leverage
1:30 1:30
FTSE Spread
Dynamic 1.8
GBPUSD Spread<
Dynamic 1.4
Oil Spread
Dynamic 0.03
Stocks Spread
Dynamic 0.2%
Forex
Plus500 offers forex trading via CFDs with tight spreads on an extensive range of over 60 currency pairs. Our evaluation showed spreads as low as 0.6 pips for EUR/USD, which is significantly below many competitors' rates. XTB offers access to over 70 currency pairs, with competitive spreads averaging about 1 pip for major pairs. Its xStation platform is user-friendly, providing traders with top-tier charting tools, over 30 indicators, and diverse order types to support different strategies and risk management needs.
Assets
60+ 70+
GBPUSD Spread
Dynamic 1.4
EURUSD Spread
Dynamic 1.0
EURGBP Spread
Dynamic 1.4
Cryptocurrency
XTB provides a robust array of over 50 cryptocurrencies, featuring competitive spreads beginning at 0.22% on Bitcoin and leverage up to 1:5. The xStation platform facilitates trading with pairs like ETH/BTC and DSH/BTC. Traders can operate round-the-clock in a secure and transparent cryptocurrency trading environment.
Spread
Variable 0.22%
Coins
  • BCH
  • BTC
  • ETH
  • LTC
  • XRP
  • IOTA
  • NEO
  • EOS
  • XMR
  • ADA
  • BTC
  • BCH
  • DSH
  • EOS
  • ETH
  • IOTA
  • LTC
  • NEO
  • XRP
  • XLM
  • TRX
  • XEM
  • XLM
  • XMR
  • DOGE
  • BNB
  • LINK
  • UNI
  • DOT
  • XTZ
Crypto Lending
No No
Crypto Mining
No No
Crypto Staking
No No
Auto Market Maker
No No
Plus500 XTB
Review
Review
82% of retail CFD accounts lose money. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money
More Comparisons
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