Best Perfect Money Brokers 2026

Author - Tobias Robinson
Author
Tobias Robinson
Tobias is a UK director and partner at Investing.co.uk. He provides commentary on the financial markets in the UK and supports the testing team with first-hand observations from over two decades of active trading.
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Editor - James Barra
Editor
James Barra
James is a UK-based writer and investor with consultancy experience at some of Britain's largest financial organisations. James authors, edits and fact-checks content for a row of investing websites.
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Fact Checker - William Berg
Fact Checker
William Berg
William is an experienced investment writer with a history in forex trading software localization and IPO consultancy. He contributes as an author and fact-checker for established financial websites.
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Perfect Money is an online payment solution designed for individuals and merchants. It offers many services including loans, currency purchasing, money transfers and online transactions. Our e-wallet review focuses on its use in trading, specifically fees, account verification and more. We also list the UK brokers accepting Perfect Money deposits.

Perfect Money Brokers

  1. Tickmill Tickmill

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    Tickmill is a worldwide broker regulated by respected authorities like CySEC and FCA. It has attracted hundreds of thousands of traders, executing over 530 million trades. Its edge lies in sophisticated tools, informative resources, and competitive fees.

    Instruments Regulator Platforms
    Forex, CFDs, stocks, indices, commodities, cryptocurrencies, futures, options, bonds FCA, CySEC, FSA, DFSA, FSCA Tickmill Webtrader, MT4, MT5, TradingView
    Min. Deposit Min. Trade Leverage
    $100 0.01 Lots 1:1000

  2. IronFX IronFX

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    IronFX, established in 2010, is a highly regulated broker specialising in forex and CFDs. This acclaimed company provides access to over 500 markets for more than 1.5 million clients in 180 countries. Traders benefit from multiple account options with competitive rates via the MT4 platform, alongside 24/5 customer support available in 30 languages.

    Instruments Regulator Platforms
    Forex, Indices, Shares, Futures, Commodities, Metals (all CFDs) CySEC, FCA, FSCA, BMA / Bermuda MT4, AutoChartist, TradingCentral
    Min. Deposit Min. Trade Leverage
    $100 0.01 Lots 1:30 (FCA), 1:30 (CySEC), 1:500 (FSCA), 1:1000 (BM)

  3. Fusion Markets Fusion Markets

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    Fusion Markets, an online broker since 2017, operates under the regulation of ASIC, VFSC, and FSA. Renowned for offering cost-effective forex and CFD trading, it provides various account options and copy trading solutions to suit diverse trading needs. New clients can begin trading with a simple three-step registration process.

    Instruments Regulator Platforms
    CFDs, Forex, Stocks, Indices, Commodities, Crypto ASIC, VFSC, FSA MT4, MT5, cTrader, TradingView, DupliTrade
    Min. Deposit Min. Trade Leverage
    $0 0.01 Lots 1:500

  4. NordFX NordFX

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    Established in 2008, NordFX is an offshore CFD brokerage catering to over 1.7 million clients across 190 countries. It provides trading opportunities in forex, stocks, commodities, indices, and cryptocurrencies. Traders use the MT4 and MT5 platforms, benefiting from zero spreads and minimal commissions. The company offers significant leverage of up to 1:1000, with initial deposits starting at just $10.

    Instruments Regulator Platforms
    Forex, CFDs, indices, commodities, cryptos, stocks FSC (Mauritius), FSA (Seychelles) MT4, MT5
    Min. Deposit Min. Trade Leverage
    $10 $1 1:1000

  5. UnitedPips UnitedPips

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    Established in 2016 and headquartered in Saint Lucia, UnitedPips operates as a non-dealing desk broker. Catering to clients in more than 137 countries, the firm excels in CFD trading. Offering a portfolio of over 80 assets, it provides high leverage up to 1:1000.

    Instruments Regulator Platforms
    CFDs, Forex, Precious Metals, Crypto IFSA UniTrader
    Min. Deposit Min. Trade Leverage
    $10 0.01 Lots 1:1000

  6. M4Markets M4Markets

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    M4Markets, a distinguished broker, operates under the regulation of CySEC, FSA, and DFSA. Despite its recent emergence in the market, M4Markets constantly enhances its services with cutting-edge tools, platforms, and account options. Novices can begin trading with a minimum of $5, whereas seasoned traders benefit from leverage as high as 1:5000.

    Instruments Regulator Platforms
    Forex, CFDs, Indices, Shares, Commodities, Cryptos FSA, CySEC MT4, MT5
    Min. Deposit Min. Trade Leverage
    $5 0.01 Lots 1:1000

  7. 4xCube 4xCube

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    4xCube operates as an online forex and CFD broker, licensed in the Cook Islands. Clients have the opportunity to engage in trading across key financial markets. They can select from three account types, tailored to their capital and chosen trading strategy.

    Instruments Regulator Platforms
    Forex, CFDs, metals, indices, cryptocurrencies FSC Cook Islands MT4, MT5
    Min. Deposit Min. Trade Leverage
    $10 0.01 Lots 1:400

Safety Comparison

Compare how safe the Best Perfect Money Brokers 2026 are and what features they offer to protect traders.

Safety Comparison
Broker Trust Rating FCA Regulated Negative Balance Protection Guaranteed Stop Loss Segregated Accounts
Tickmill 4.3 ✔ ✘ ✘ ✔
IronFX 4.3 ✔ ✔ ✘ ✔
Fusion Markets 4 ✘ ✔ ✘ ✔
NordFX 3.4 ✘ ✘ ✘ ✘
UnitedPips 2 ✘ ✔ ✘ ✔
M4Markets 3 ✘ ✔ ✘ ✔
4xCube 2.5 ✘ ✘ ✘ ✘

Payments Comparison

Compare which popular payment methods the Best Perfect Money Brokers 2026 support and whether they have trading accounts denominated in British Pounds (GBP).

Payments Comparison
Broker GBP Account Debit Card Credit Card Neteller Skrill Apple Pay
Tickmill ✔ ✘ ✘ ✔ ✔ ✘
IronFX ✔ ✔ ✔ ✔ ✔ ✘
Fusion Markets ✔ ✔ ✔ ✔ ✔ ✘
NordFX ✘ ✘ ✔ ✔ ✔ ✘
UnitedPips ✘ ✔ ✔ ✘ ✘ ✘
M4Markets ✔ ✘ ✘ ✔ ✔ ✘
4xCube ✘ ✔ ✔ ✔ ✔ ✘

Mobile Trading Comparison

How good are the Best Perfect Money Brokers 2026 at mobile trading using apps or other mobile interfaces.

Mobile Trading Comparison
Broker Mobile Apps iOS Rating Android Rating Smart Watch App
Tickmill ✔ 4.9 3.4 ✘
IronFX Android, iOS, WebTrader 2.1 2.5 ✘
Fusion Markets iOS & Android 4.8 4.4 ✘
NordFX iOS & Android 4.8 4.4 ✘
UnitedPips Web Access Only 3 3 ✘
M4Markets ✔ 2.8 2.8 ✘
4xCube ✔ 4.8 4.6 ✘

Beginners Comparison

Are the Best Perfect Money Brokers 2026 good for beginner traders, that might want an affordable setup to get started, along with good support and educational resources?

Beginners Comparison
Broker Demo Account Minimum Deposit Minimum Trade Support Rating Education Rating
Tickmill ✔ $100 0.01 Lots 4 4.3
IronFX ✔ $100 0.01 Lots 4.1 4
Fusion Markets ✔ $0 0.01 Lots 4.5 3
NordFX ✔ $10 $1 3.5 3.5
UnitedPips ✔ $10 0.01 Lots 3.5 2.5
M4Markets ✔ $5 0.01 Lots 3.5 3.5
4xCube ✔ $10 0.01 Lots 3.5 3.5

Advanced Trading Comparison

Do the Best Perfect Money Brokers 2026 offer features that allow for more advanced trading strategies?

Advanced Trading Comparison
Broker Automated Trading Pro Account Leverage VPS AI Low Latency Extended Hours
Tickmill ✔ ✘ 1:1000 ✘ ✘ ✘ ✘
IronFX Expert Advisors (EAs) on MetaTrader ✘ 1:30 (FCA), 1:30 (CySEC), 1:500 (FSCA), 1:1000 (BM) ✔ ✘ ✘ ✘
Fusion Markets Expert Advisors (EAs) on MetaTrader, cBots on cTrader ✘ 1:500 ✔ ✘ ✔ ✘
NordFX Expert Advisors (EAs) on MetaTrader ✘ 1:1000 ✔ ✘ ✘ ✘
UnitedPips - ✘ 1:1000 ✘ ✘ ✘ ✘
M4Markets Yes (APIs) ✘ 1:1000 ✘ ✔ ✘ ✘
4xCube Expert Advisors (EAs) on MetaTrader ✘ 1:400 ✘ ✘ ✘ ✘

Detailed Rating Comparison

Use this heatmap to compare our detailed ratings for all of the Best Perfect Money Brokers 2026.

Detailed Rating Comparison
Broker Trust Platforms Mobile Assets Fees Accounts Support Research Education
Tickmill 4.3 4 4.2 3.8 4 3.5 4 4.3 4.3
IronFX 4.3 3.8 2.3 3.3 3.8 4.3 4.1 4 4
Fusion Markets 4 4 4.6 3.5 4.4 4.2 4.5 3.5 3
NordFX 3.4 3.5 4.6 2.8 3.3 3.8 3.5 3.5 3.5
UnitedPips 2 3.5 3 3 3.8 3.5 3.5 2.8 2.5
M4Markets 3 3.3 2.8 3 3 3.5 3.5 3.5 3.5
4xCube 2.5 3.8 4.7 2.5 3.3 3.9 3.5 3.5 3.5

Our Take On Tickmill

"Tickmill stands out for traders, particularly with the Raw account, offering nearly no pip spreads and exceptionally swift order execution."
Tobias Robinson
Tobias Robinson
Reviewer

Pros

  • Drawing from our trading experience, Tickmill consistently executes orders rapidly—averaging around 59 milliseconds—with minimal slippage or requotes. This reliability ensures traders can trust their entry and exit prices without delay, safeguarding against potential costs in fast markets.
  • Tickmill holds licences from regulators such as the FCA and CySEC, ensuring tangible advantages. Client funds are segregated in secure accounts, and negative balance protection is in place. This guarantees you won't owe more than your deposit, offering reassurance during market fluctuations.
  • With the Raw Spread account, spreads are remarkably tight, occasionally reaching zero pips, complemented by a clear per-trade commission. This arrangement minimises trading costs, offering a crucial benefit for frequent trades and eliminating hidden fees that erode profits.

Cons

  • If you prefer cTrader's interface and advanced order options, you won't find them here. Tickmill utilises MetaTrader 4 and 5, TradingView, and its own platform but lacks cTrader. This may hinder those who depend on cTrader's features or tools like cTrader Copy.
  • Tickmill targets forex pairs, select stock CFDs, indices, and limited commodities. If you prefer trading across diverse asset classes like cryptocurrencies or a wider array of stocks, options here are restricted versus brokers offering thousands of instruments.
  • Tickmill's demo accounts exclude certain platforms, including its proprietary one, complicating strategy practice. This limitation poses challenges for testing skills comprehensively, particularly with newer Tickmill tools, before engaging in live trading.
Go To Tickmill

Our Take On IronFX

"IronFX is ideal for seasoned forex traders seeking fixed or floating spreads. Offering over 80 currency options, it surpasses many competitors and provides excellent forex market research tools."
Tobias Robinson
Tobias Robinson
Reviewer

Pros

  • Traders gain access to the renowned Trading Central research tool, featuring automated AI analytics and round-the-clock support.
  • IronFX is a well-established firm regulated by respected authorities such as the CySEC, FCA, and FSCA.
  • In addition to MT4, the broker also provides various services such as copy trading, a VPS solution, and PAMM/MAM accounts.

Cons

  • Commissions in zero-spread accounts begin at £13.50 per lot, almost twice the industry standard.
  • It is unfortunate that the broker lacks advanced software options like MT5 or TradingView, restricting choice for seasoned traders.
  • In comparison to top brokers, IronFX provides a limited range of share CFDs.
Go To IronFX

Our Take On Fusion Markets

"Fusion Markets offers forex traders competitive pricing with minimal spreads, low commissions, and new TradingView integration. It is an excellent choice, especially for Australian traders, given its base and regulation by ASIC."
Tobias Robinson
Tobias Robinson
Reviewer

Pros

  • Fusion Markets consistently impresses traders with its competitive pricing, featuring tight spreads and lower-than-average commissions. These cost-effective options are particularly attractive to those engaging in frequent trading.
  • The selection of charting platforms and social trading features is outstanding. Options like MT4, MT5, cTrader, and the newer TradingView meet diverse trader preferences.
  • Fusion Markets provides algo traders with a sponsored VPS and offers a 25% discount for choosing the NYC Servers VPS for MT4 or cTrader.

Cons

  • The broker stands out with its extensive selection of currency pairs, surpassing most competitors. However, its alternative investment options are merely average, lacking stock CFDs outside the US.
  • Fusion Market falls short compared to competitors like IG in education, offering few guides and live video sessions for enhancing trader skills.
  • Unlike AvaTrade, there is no specialised trading platform or app tailored for beginners, which is a significant disadvantage.
Go To Fusion Markets

Our Take On NordFX

"NordFX offers competitive conditions solely for top-tier accounts, ideal for seasoned traders pursuing zero-spread trading via MetaTrader. The minimum deposit is $100 for MT4 and $200 for MT5."
Tobias Robinson
Tobias Robinson
Reviewer

Pros

  • NordFX has enhanced its charting tools for seasoned traders by incorporating MT5 alongside MT4, offering quicker, multi-threaded processing.
  • A diverse selection of over 25 payment methods, including local bank transfers, ensures a seamless account funding process with no fees and rapid processing times.
  • A wide array of trading tools enhances the trading environment, such as VPS hosting, calculators, live signals, and an economic calendar.

Cons

  • NordFX offers a limited market range, featuring just approximately 100 instruments. The selection of shares is especially sparse, with only about 20 available.
  • While NordFX provides competitive pricing with its Zero accounts, it lags behind more cost-effective brokers such as IC Markets. Conversely, its Pro accounts come with some of the highest spreads in the market, starting from 10 pips.
  • The absence of robust regulatory oversight at NordFX raises concerns. Clients face limited protection, with no negative balance safeguards and no segregated accounts.
Go To NordFX

Our Take On UnitedPips

"UnitedPips is perfect for traders wanting leveraged trades, fixed spread security, and the ability to deposit, withdraw, and trade cryptocurrencies, all in a sleek TradingView-powered platform."
Christian Harris
Christian Harris
Reviewer

Pros

  • Despite the frustration of mid-conversation handovers during shift changes in testing, customer support remains strong. Responses are quick and helpful. The 24/7 phone and email support offered to regional teams is a significant benefit.
  • UnitedPips provides leverage up to 1:1000 with no swap fees or commissions, enabling traders to potentially increase returns while managing large positions using less capital.
  • UnitedPips' platform excels with a user-friendly design that attracts novice traders. The integration with TradingView provides robust charting tools that remain accessible and not overly complex. This blend ensures efficient trade execution.

Cons

  • UnitedPips provides limited research and its educational material for novice traders is inadequate. Unlike eToro, which delivers tutorials, webinars, and advanced courses, UnitedPips offers scant resources to assist new traders in grasping essential concepts.
  • UnitedPips offers a limited range of trading instruments, focusing on forex, metals, and cryptocurrencies. Equities, indices, and ETFs are not available, which might disappoint traders seeking a wider array of options.
  • UnitedPips, unlike brokers like IG, operates offshore and lacks regulation from top-tier financial authorities. This absence of oversight can be worrying for traders who value security and established regulations.
Go To UnitedPips

Our Take On M4Markets

"M4Markets will cater to active investors seeking high-leverage trading through robust third-party platforms. Additional investment options include copy trading and MAM/PAMM accounts."
Tobias Robinson
Tobias Robinson
Reviewer

Pros

  • M4Markets possesses various international licences, such as those from CySEC and DFSA.
  • Reliable customer support is available 24/5 through live chat, phone, and email in 10 languages.
  • A variety of global payment options are available, all free from deposit or withdrawal charges.

Cons

  • M4Markets does not provide rebate schemes or incentives for active traders.
  • The educational resources lag behind leading brokers, offering just a limited range of eBooks and webinars.
  • With approximately 200 investment options, the range is limited when contrasted with leading brokers who typically provide over 1,000 choices.
Go To M4Markets

Our Take On 4xCube

"4xCube is ideal for traders who use MetaTrader and are keen on copy trading."
Tobias Robinson
Tobias Robinson
Reviewer

Pros

  • Swift execution of trades via liquidity providers.
  • High-quality trading courses and beginner guides.
  • Hokocloud copy trading tool

Cons

  • Elevated charges for certain payment options.
  • The broker lacks regulation from a reputable authority.
  • US clients are not eligible.
Go To 4xCube

What Is Perfect Money?

Perfect Money was established as a global payment gateway in 2007. The company is registered under Startup Research & Investments LLC in Panama, though it has headquarters in Zurich. Additional offices are located in Dubai and Hong Kong.

The payment method allows for internal transfers between Perfect Money members and non-members. Individuals can make regular transactions via the internet, create e-vouchers or purchase Bitcoin, gold and currencies online. Today, the e-wallet provides a secure payment solution for online brokers and traders.

Perfect Money deposits

Fees

Service fees are applicable when using Perfect Money. Minimum wire transfers are $300 or equivalent. Bank wire deposits incur a minimum 0.5% fee while Bitcoin deposits are free with no limits. Fund transfer fees range between 0.5% and 1.99%. Verified accounts incur lower transfer fees while unverified accounts may be subject to a 1.99% charge per transaction. Currency conversions are charged at live market prices – you can view rates today when you sign in to your account.

Perfect Money withdrawals for bank wire transfers are subject to a 2% fee plus bank charges. Bitcoin withdrawals incur a fee of 0.5% plus $10 per transaction. Users are also liable for a $100 account restoration charge if required.

Always check with your broker before using this payment method as fees vary. Many brokers offer free deposits but withdrawal fees tend to apply on trading platforms.

Note: 4% interest is added to Perfect Money account balances annually.

Speed

Brokers that accept Perfect Money and similar payment methods such as WebMoney or Payeer often support instant deposits.

Withdrawal times vary by broker. Processing times, including security checks, can take anywhere from a few hours to several days. As a general rule of thumb, you can expect to see any profits within a few days.

Security

To create a PM account, clients must go through a verification process. This includes providing government-issued identity documents in line with the company’s KYC and AML policies.

Security features include:

  • Identity check – The Perfect Money system will alert the user by email should it detect any unrecognised sign-in attempts and unusual IP addresses.
  • SMS authentication – A verification security PIN is sent to account holders via SMS to prevent unauthorised transactions or scams.
  • CodeCard protection – A unique code is sent to the account holder’s email address to confirm genuine transactions.
  • Secure mobile logins – The mobile app features two-factor authentication.

Password recovery requires an identity document to be submitted to the customer service team, with reset options sent to a registered email address.

How To Make Perfect Money Deposits & Withdrawals

Once sign-up is complete and you have deposited funds into your Perfect Money account, log in to the member’s area on your broker’s official website.

Find the PM logo in the deposit options and enter the amount via the gateway interface. Be wary of any minimum deposit requirements at your broker. You can fund live trading from your Perfect Money account or associated e-voucher/prepaid card.

To withdraw funds, follow your broker’s instructions, though you’ll typically need to head back to the member’s area, enter the amount and go through any security checks. Withdrawals can take several days.

Pros Of Using Perfect Money For Traders

24/7 Customer Service

Perfect Money offers 24/7 customer service, 365 days a year. The main customer support method follows a PIN-based ticket system rather than e-mail contact. There is also a comprehensive FAQ page on the website covering topics such as registration and the virtual prepaid card.

Mobile App

The official transfer app is available as a free download to iOS and Android devices. It allows for complete account management from a mobile or tablet device. Mobile users can also make currency exchanges and trading deposits whilst on the move, or transfer money to other e-wallets such as Skrill or PayPal.

Deposit Methods

Perfect Money accepts deposits and withdrawals via a range of methods including bank wire transfer, debit cards/credit cards such as Visa, Bitcoin, prepaid cards, and e-vouchers. Deposits and withdrawals made through bank transfers are processed by Certified Exchange Service providers. These are Perfect Money-approved providers of live market prices and currency exchange quotes.

Availability

Perfect Money is an established payment method at many global brokers, providing traders with a secure deposit and withdrawal system. Simply look out for the PM logo on your broker’s official website. Forex brokers that accept Perfect Money include FXTM.

Pre-Paid Card

A pre-paid card is available for all Perfect Money clients. It allows for secure internet transactions, payment transfers, and the withdrawal of funds from global ATMs.

Cons Of Using Perfect Money For Traders

Irreversible Payments

All transactions are final and irreversible using this payment method. Ensure additional security protocols are added to your account for accuracy otherwise you may struggle to reclaim deposits or withdrawals processed in error.

Fund Storage

Although Perfect Money offers a prepaid card, ideal for depositing funds to a live trading account, it does not offer credit or debit card storage unlike other e-wallet competitors such as the PaySafe Mastercard.

Fees

Perfect Money fees are relatively high compared to other payment solutions. Always check your broker’s payment charges before depositing as some of these may be absorbed within the service. The minimum deposit requirement of $300 or equivalent is also high vs other leading e-wallet providers.

Final Word On Trading With Perfect Money

Perfect Money is a recognised payment method for traders in the UK. It offers strong security features, instant deposits at many brokers, and 24/7 customer support. Traders should, however, be aware of the high minimum deposit requirements, which may deter new investors.

FAQs

Does Perfect Money Offer A Sign-Up Bonus Incentive?

Aside from a 1% affiliate partner programme, Perfect Money sign-up bonuses are limited. With that said, some supported forex brokers may have their own deposit bonuses and welcome offers. It’s worth checking for deals on your broker’s website before opening an account.

What Is The Perfect Money Account Withdrawal Limit?

There is no set limit for maximum withdrawals via bank transfers. This is good news and means it could be a good choice for high-volume traders looking to place large deposits and withdrawals.

What Is The Process For Perfect Money Password Recovery?

Contact Perfect Money customer support, whom you will need to provide identity documents and member ID. Once verified, password reset options will be sent to the registered email address.

What Is A Perfect Money E-Voucher?

The Perfect Money voucher allows clients to transfer money across the world between PM or non PM account holders, or to buy goods and services securely online. Create and activate an e-voucher by selecting the chosen account to debit funds from in the PM system. Accepted payments include Western Union and PayPal.

Who Are The Perfect Money Certified Exchange Partners?

There are over 200 verified exchanges, providing access to market prices and rates depending on your location. See the payment solution’s website for more details.