Best Perfect Money Brokers 2025
Perfect Money is an online payment solution designed for individuals and merchants. It offers many services including loans, currency purchasing, money transfers and online transactions. Our e-wallet review focuses on its use in trading, specifically fees, account verification and more. We also list the UK brokers accepting Perfect Money deposits. Fusion Markets, an online broker since 2017, operates under the regulation of ASIC, VFSC, and FSA. Renowned for offering cost-effective forex and CFD trading, it provides various account options and copy trading solutions to suit diverse trading needs. New clients can begin trading with a simple three-step registration process. Founded in 2001, easyMarkets has earned a reputation as a reliable fixed spread broker. With continuous advancements, it distinguishes itself in the market. The firm has integrated the MetaTrader suite and TradingView, and enhanced unique risk management tools such as dealCancellation. Established in 2016 and headquartered in Saint Lucia, UnitedPips operates as a non-dealing desk broker. Catering to clients in more than 137 countries, the firm excels in CFD trading. Offering a portfolio of over 80 assets, it provides high leverage up to 1:1000. Founded in 2017, Pocket Option is a binary options broker providing high/low contracts for forex, stocks, indices, commodities, and cryptocurrencies. Attracting more than 100,000 active users worldwide, the platform remains a favourite among emerging traders. Established in 2008, NordFX is an offshore CFD brokerage catering to over 1.7 million clients across 190 countries. It provides trading opportunities in forex, stocks, commodities, indices, and cryptocurrencies. Traders use the MT4 and MT5 platforms, benefiting from zero spreads and minimal commissions. The company offers significant leverage of up to 1:1000, with initial deposits starting at just $10. Capitalcore, an offshore broker based in Saint Vincent and the Grenadines, was established in 2019. It offers traders a choice of four accounts—Classic, Silver, Gold, and VIP. As you progress through these tiers, spreads decrease and bonuses increase. The broker stands out for offering high leverage of up to 1:2000 and zero swap fees. However, these benefits are tempered by minimal regulation from the IFSA and limited educational and research resources. M4Markets, a distinguished broker, operates under the regulation of CySEC, FSA, and DFSA. Despite its recent emergence in the market, M4Markets constantly enhances its services with cutting-edge tools, platforms, and account options. Novices can begin trading with a minimum of $5, whereas seasoned traders benefit from leverage as high as 1:5000. CloseOption, based in Georgia, has over ten years of experience in the trading sector. The firm provides high/low binary options on forex and cryptocurrency markets, offering competitive payouts. Clients benefit from welcome bonuses, round-the-clock customer support, and user-friendly trading platforms. Amega, an offshore STP broker, provides CFD trading on forex, stocks, indices, and commodities with leverage reaching 1:1000 and a transparent zero-commission model. Traders use the MT5 platform for market access and can explore Amega's offerings via a demo account. Introduced in 2017, Videforex provides trading opportunities across stocks, indices, cryptocurrencies, forex, and commodities through binary options and CFDs. The platform, alongside its mobile app and copy trading features, is intuitive and caters to novice and occasional traders. Additionally, its market analysis tools and trading contests offer valuable avenues for honing trading skills.
Perfect Money Brokers
Instruments
Regulator
Platforms
CFDs, Forex, Stocks, Indices, Commodities, Crypto
ASIC, VFSC, FSA
MT4, MT5, cTrader, TradingView, DupliTrade
Min. Deposit
Min. Trade
Leverage
$0
0.01 Lots
1:500
Instruments
Regulator
Platforms
CFDs, Forex, Stocks, Indices, Commodities, Crypto
CySEC, ASIC, FSCA, FSC, FSA
easyMarkets App, Web Platform, MT4, MT5, TradingView, TradingCentral
Min. Deposit
Min. Trade
Leverage
$25
0.01 lots
1:2000
Instruments
Regulator
Platforms
CFDs, Forex, Precious Metals, Crypto
IFSA
UniTrader
Min. Deposit
Min. Trade
Leverage
$10
0.01 Lots
1:1000
Instruments
Regulator
Platforms
Binary Options, Currencies, Commodities, Stocks, Indices, Cryptos
MISA
Web, MT4, MT5
Min. Deposit
Min. Trade
Leverage
$50
$1
Instruments
Regulator
Platforms
Forex, CFDs, indices, commodities, cryptos, stocks
MT4, MT5
Min. Deposit
Min. Trade
Leverage
$10
$1
1:1000
Instruments
Regulator
Platforms
Forex, Metals, Stocks, Cryptos, Futures Indices, Binary Options
IFSA
WebTrader, Pro
Min. Deposit
Min. Trade
Leverage
$10
0.01 Lots
1:2000
Instruments
Regulator
Platforms
Forex, CFDs, Indices, Shares, Commodities, Cryptos
FSA, CySEC
MT4, MT5
Min. Deposit
Min. Trade
Leverage
$5
0.01 Lots
1:1000
Instruments
Regulator
Platforms
Binary Options on Forex & Cryptos
National Bank of Georgia
Own
Min. Deposit
Min. Trade
Leverage
$5
$1
Instruments
Regulator
Platforms
CFDs, Forex, Shares, Indices, Commodities, Cryptos
MT5
Min. Deposit
Min. Trade
Leverage
$20
0.01 Lots
1:1000
Instruments
Regulator
Platforms
Binary Options, CFDs, Forex, Indices, Commodities, Crypto
TradingView
Min. Deposit
Min. Trade
Leverage
$250
$0.01
1:500
What Is Perfect Money?
Perfect Money was established as a global payment gateway in 2007. The company is registered under Startup Research & Investments LLC in Panama, though it has headquarters in Zurich. Additional offices are located in Dubai and Hong Kong.
The payment method allows for internal transfers between Perfect Money members and non-members. Individuals can make regular transactions via the internet, create e-vouchers or purchase Bitcoin, gold and currencies online. Today, the e-wallet provides a secure payment solution for online brokers and traders.
Fees
Service fees are applicable when using Perfect Money. Minimum wire transfers are $300 or equivalent. Bank wire deposits incur a minimum 0.5% fee while Bitcoin deposits are free with no limits. Fund transfer fees range between 0.5% and 1.99%. Verified accounts incur lower transfer fees while unverified accounts may be subject to a 1.99% charge per transaction. Currency conversions are charged at live market prices – you can view rates today when you sign in to your account.
Perfect Money withdrawals for bank wire transfers are subject to a 2% fee plus bank charges. Bitcoin withdrawals incur a fee of 0.5% plus $10 per transaction. Users are also liable for a $100 account restoration charge if required.
Always check with your broker before using this payment method as fees vary. Many brokers, such as AMarkets offer free deposits but withdrawal fees tend to apply on trading platforms, for example, FX Choice and RoboForex apply a 0.5% charge.
Note: 4% interest is added to Perfect Money account balances annually.
Speed
Brokers that accept Perfect Money and similar payment methods such as WebMoney or Payeer often support instant deposits, including XM and IFC Markets.
Withdrawal times vary by broker. Processing times, including security checks, can take anywhere from a few hours to several days. As a general rule of thumb, you can expect to see any profits within a few days.
Security
To create a PM account, clients must go through a verification process. This includes providing government-issued identity documents in line with the company’s KYC and AML policies.
Security features include:
- Identity check – The Perfect Money system will alert the user by email should it detect any unrecognised sign-in attempts and unusual IP addresses.
- SMS authentication – A verification security PIN is sent to account holders via SMS to prevent unauthorised transactions or scams.
- CodeCard protection – A unique code is sent to the account holder’s email address to confirm genuine transactions.
- Secure mobile logins – The mobile app features two-factor authentication.
Password recovery requires an identity document to be submitted to the customer service team, with reset options sent to a registered email address.
How To Make Perfect Money Deposits & Withdrawals
Once sign-up is complete and you have deposited funds into your Perfect Money account, log in to the member’s area on your broker’s official website.
Find the PM logo in the deposit options and enter the amount via the gateway interface. Be wary of any minimum deposit requirements at your broker. You can fund live trading from your Perfect Money account or associated e-voucher/prepaid card.
To withdraw funds, follow your broker’s instructions, though you’ll typically need to head back to the member’s area, enter the amount and go through any security checks. Withdrawals can take several days.
Pros Of Using Perfect Money For Traders
24/7 Customer Service
Perfect Money offers 24/7 customer service, 365 days a year. The main customer support method follows a PIN-based ticket system rather than e-mail contact. There is also a comprehensive FAQ page on the website covering topics such as registration and the virtual prepaid card.
Mobile App
The official transfer app is available as a free download to iOS and Android devices. It allows for complete account management from a mobile or tablet device. Mobile users can also make currency exchanges and trading deposits whilst on the move, or transfer money to other e-wallets such as Skrill or PayPal.
Deposit Methods
Perfect Money accepts deposits and withdrawals via a range of methods including bank wire transfer, debit cards/credit cards such as Visa, Bitcoin, prepaid cards, and e-vouchers. Deposits and withdrawals made through bank transfers are processed by Certified Exchange Service providers. These are Perfect Money-approved providers of live market prices and currency exchange quotes.
Availability
Perfect Money is an established payment method at many global brokers, providing traders with a secure deposit and withdrawal system. Simply look out for the PM logo on your broker’s official website. Forex brokers that accept Perfect Money include AvaTrade, XM, and FXTM.
Pre-Paid Card
A pre-paid card is available for all Perfect Money clients. It allows for secure internet transactions, payment transfers, and the withdrawal of funds from global ATMs.
Cons Of Using Perfect Money For Traders
Irreversible Payments
All transactions are final and irreversible using this payment method. Ensure additional security protocols are added to your account for accuracy otherwise you may struggle to reclaim deposits or withdrawals processed in error.
Fund Storage
Although Perfect Money offers a prepaid card, ideal for depositing funds to a live trading account, it does not offer credit or debit card storage unlike other e-wallet competitors such as the PaySafe Mastercard.
Fees
Perfect Money fees are relatively high compared to other payment solutions. Always check your broker’s payment charges before depositing as some of these may be absorbed within the service. The minimum deposit requirement of $300 or equivalent is also high vs other leading e-wallet providers.
Final Word On Trading With Perfect Money
Perfect Money is a recognised payment method for traders in the UK. It offers strong security features, instant deposits at many brokers, and 24/7 customer support. Traders should, however, be aware of the high minimum deposit requirements, which may deter new investors.
FAQs
Does Perfect Money Offer A Sign-Up Bonus Incentive?
Aside from a 1% affiliate partner programme, Perfect Money sign-up bonuses are limited. With that said, some supported forex brokers may have their own deposit bonuses and welcome offers. It’s worth checking for deals on your broker’s website before opening an account.
What Is The Perfect Money Account Withdrawal Limit?
There is no set limit for maximum withdrawals via bank transfers. This is good news and means it could be a good choice for high-volume traders looking to place large deposits and withdrawals.
What Is The Process For Perfect Money Password Recovery?
Contact Perfect Money customer support, whom you will need to provide identity documents and member ID. Once verified, password reset options will be sent to the registered email address.
What Is A Perfect Money E-Voucher?
The Perfect Money voucher allows clients to transfer money across the world between PM or non PM account holders, or to buy goods and services securely online. Create and activate an e-voucher by selecting the chosen account to debit funds from in the PM system. Accepted payments include Western Union and PayPal.
Who Are The Perfect Money Certified Exchange Partners?
There are over 200 verified exchanges, providing access to market prices and rates depending on your location. See the payment solution’s website for more details.