Best Klarna Brokers 2025
Klarna Bank AB is a Swedish fintech solutions company that provides growing online payment services, including trading deposits and withdrawals. Founded in Stockholm, in 2005, the firm is known for its “Buy now, pay later” service, allowing customers to pay with credit on their purchases as part of the checkout process.
This guide will unpack how Klarna works, trading times and fees, which brokers accept Klarna deposits, how to make withdrawals, and more. Use our list of the best Klarna brokers in 2025 to start trading.
Klarna Brokers
-
IC Markets is an internationally acclaimed forex and CFD broker, admired for its competitive pricing, diverse trading instruments, and superior technology. Established in 2007 and based in Australia, the firm is under the regulation of ASIC, CySEC, and FSA. It has successfully drawn over 180,000 clients from more than 200 nations.
Instruments Regulator Platforms CFDs, Forex, Stocks, Indices, Commodities, Bonds, Futures, Crypto ASIC, CySEC, FSA, CMA MT4, MT5, cTrader, TradingView, TradingCentral, DupliTrade, Quantower Min. Deposit Min. Trade Leverage $200 0.01 Lots 1:30 (ASIC & CySEC), 1:500 (FSA), 1:1000 (Global) -
eToro, a leading multi-asset platform, provides access to trading services across thousands of CFDs, stocks, and cryptocurrencies. Established in 2007, it boasts millions of active traders worldwide and is sanctioned by top-tier regulators such as the FCA and CySEC. It stands out for its extensive social trading feature. Crypto investments are unstable and carry risk. Tax implications might apply. Acknowledge the risks involved. 61% of retail CFD accounts incur losses.
Instruments Regulator Platforms CFDs, Forex, Stocks, Indices, ETFs, Smart Portfolios, Commodities, Futures, Crypto, NFTs FCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMF eToro Web, CopyTrader, TradingCentral Min. Deposit Min. Trade Leverage $50 $10 1:30
IC Markets
eToroSafety Comparison
Compare how safe the Best Klarna Brokers 2025 are and what features they offer to protect traders.
| Broker | Trust Rating | FCA Regulated | Negative Balance Protection | Guaranteed Stop Loss | Segregated Accounts |
|---|---|---|---|---|---|
| IC Markets | ✘ | ✔ | ✘ | ✔ | |
| eToro | ✔ | ✔ | ✘ | ✔ |
Payments Comparison
Compare which popular payment methods the Best Klarna Brokers 2025 support and whether they have trading accounts denominated in British Pounds (GBP).
| Broker | GBP Account | Debit Card | Credit Card | Neteller | Skrill | Apple Pay |
|---|---|---|---|---|---|---|
| IC Markets | ✔ | ✘ | ✔ | ✔ | ✔ | ✘ |
| eToro | ✔ | ✔ | ✘ | ✔ | ✔ | ✘ |
Mobile Trading Comparison
How good are the Best Klarna Brokers 2025 at mobile trading using apps or other mobile interfaces.
| Broker | Mobile Apps | iOS Rating | Android Rating | Smart Watch App |
|---|---|---|---|---|
| IC Markets | iOS & Android | ✘ | ||
| eToro | iOS & Android | ✘ |
Beginners Comparison
Are the Best Klarna Brokers 2025 good for beginner traders, that might want an affordable setup to get started, along with good support and educational resources?
| Broker | Demo Account | Minimum Deposit | Minimum Trade | Support Rating | Education Rating |
|---|---|---|---|---|---|
| IC Markets | ✔ | $200 | 0.01 Lots | ||
| eToro | ✔ | $50 | $10 |
Advanced Trading Comparison
Do the Best Klarna Brokers 2025 offer features that allow for more advanced trading strategies?
| Broker | Automated Trading | Pro Account | Leverage | VPS | AI | Low Latency | Extended Hours |
|---|---|---|---|---|---|---|---|
| IC Markets | Expert Advisors (EAs) on MetaTrader, cBots on cTrader, Myfxbook AutoTrade | ✘ | 1:30 (ASIC & CySEC), 1:500 (FSA), 1:1000 (Global) | ✔ | ✘ | ✔ | ✘ |
| eToro | Automate your trades via CopyTrader - follow profitable traders. Open and close trades automatically when they do. | ✘ | 1:30 | ✘ | ✔ | ✘ | ✔ |
Detailed Rating Comparison
Use this heatmap to compare our detailed ratings for all of the Best Klarna Brokers 2025.
| Broker | Trust | Platforms | Mobile | Assets | Fees | Accounts | Support | Research | Education |
|---|---|---|---|---|---|---|---|---|---|
| IC Markets | |||||||||
| eToro |
Our Take On IC Markets
"IC Markets provides excellent pricing, swift execution, and easy deposits. With cutting-edge charting tools like TradingView and the Raw Trader Plus account, it continues to be a preferred option for intermediate and advanced traders."
Pros
- IC Markets provides some of the industry's narrowest spreads, offering 0.0-pip spreads on major currency pairs. This makes it an extremely cost-effective choice for traders.
- IC Markets provides reliable 24/5 support, especially for account and funding queries, drawing from direct experience.
- Access over 2,250 CFDs across diverse markets like forex, commodities, indices, shares, bonds, and cryptocurrencies. This variety enables traders to employ diversified strategies.
Cons
- Interest is not paid on idle cash, a feature gaining popularity with alternatives such as Interactive Brokers.
- The tutorials, webinars, and educational resources require enhancement, lagging behind competitors such as CMC Markets, which diminishes their appeal to novice traders.
- IC Markets provides metals and cryptocurrencies for trading through CFDs, though the selection is narrower compared to brokers such as eToro. This limits opportunities for traders focused on these asset classes.
Our Take On eToro
"eToro's social trading platform excels with its outstanding user experience and lively community chat, aiding beginners in spotting opportunities. It offers competitive fees on numerous CFDs and real stocks, alongside exceptional rewards for seasoned strategists."
Pros
- The trading app provides a top-tier social environment featuring an engaging feed and community chat, which we enjoy using.
- Leading traders participating in the broker's Popular Investor Programme can earn yearly compensation of up to 1.5% of the copied assets.
- eToro has enhanced its investment portfolio by frequently introducing new crypto assets. It currently offers a selection of over 100 digital currencies.
Cons
- There are no assured stop-loss orders, which could be a valuable risk management tool for novice traders.
- The only significant contact option, besides the in-platform live chat, is limited.
- The absence of extra charting platforms such as MT4 may deter experienced traders who rely on external software.
How Does Klarna Work?
UK residents are offered Klarna’s Pay Now and Pay in 3/Pay in 30 days payment methods. Pay Now is the brand’s direct payment method, allowing for the quick transfer of funds from your bank account to an online broker. The other two methods are unregulated credit agreements that allow traders to deposit funds without having to pay fully upfront.
However, while these credit options are available, most brokers only accept Klarna deposits via the instant payment method. To use this system, traders will need to sign up for a Klarna account and link their bank account to it. This is done by simply inputting your bank card details. This then allows traders to use the provider’s services to deposit money into online trading accounts.
Importantly, using Klarna for withdrawals is not as widely supported. As a result, traders may need to turn to alternative payment methods to receive any profits.
Trading Times
The payment solution boasts quick transfer times, with mostly same-day deposits. This means the transaction method is a good fit for users implementing intraday trading strategies and those looking to quickly capitalise on market opportunities. Admiral Markets, for example, offer immediate account funding with Klarna.
Withdrawal times vary between brokers. Admiral Markets does not support withdrawals using the payment method.
Payment Fees
For traders, Klarna does not charge any interest or added fees on transactions. It is also free to set up and hold an account with the firm.
However, individual Klarna brokers may charge fees on deposits and withdrawals. Fortunately, Admiral Markets offer fee-free deposits using the solution.
It is also worth checking to see if there are daily/weekly/monthly transfer limits. In addition, some trading firms like FXCM only accept payments via the solution in EUR, meaning UK traders may have to pay a conversion fee.
Note, if you sign-up with a broker that supports Klarna’s credit agreements, then you will have to pay interest if you don’t repay the credit by the agreed date. The loan is interest-free until the due date. Late payments can limit your ability to use the payment provider’s services.
Security
The company is regulated by multiple highly regarded regulators, including the Financial Conduct Authority (FCA) in the United Kingdom, ensuring a safe service for online traders.
They also offer data protection measures. All payment information is processed securely, with no details being transferred to or held by Klarna brokers. Linked bank accounts or cards can be removed at any time. Transactions take place on secure connections that follow strict security protocols.
The firm also allows you to track your current and past payments, including trading deposits, ensuring you have full knowledge of how much money has been transferred in and out of your account, and when.
Pros Of Klarna For UK Traders
- There is a growing list of brokers that accept Klarna deposits
- 24/7 customer support
- No fees for transfers
- Regulated by the FCA
- Instant deposits
- Credit options
Cons Of Klarna For UK Traders
- Not as readily available as some competitors, such as PayPal or Neteller
- Withdrawal at brokers that accept Klarna deposits is limited
- Credit (Pay Later) options are not widely available
- Increased risks associated with borrowing (for Pay Later)
How To Make Klarna Trading Deposits & Withdrawals
You will need to start by signing up and logging into your Klarna account. This can be done from their website. You can then link your bank account to your Klarna account (using your bank card details).
Then you need to open a trading account with one of the brokers that accept Klarna deposits.
- Head to the payments section of your broker’s platform or client portal
- Choose ‘Klarna’ from the available deposit options
- Enter the amount you want to deposit, noting any transfer limits
- A payment portal will then open, allowing you to login to your Klarna account
- Choose how you would like to deposit (if available), whether this is through Pay Now or Pay in 3/in 30 days.
- Press confirm and Klarna will handle the transaction
Note, withdrawals using Klarna are not always available.
Customer Support
Klarna offers 24/7 customer support, ensuring traders can solve deposit or withdrawal problems. They also provide a detailed FAQ and help section on their website that covers most general queries traders may have using the payment solution.
A 24/7 chat service is available through the Klarna mobile app (available on the Apple iOS App Store and Android Google Play). Alternatively, the company can be contacted on:
- General customer service telephone call queries can be made from Monday – Saturday, 9 am – 6 pm (GMT)
- 24/7 Unauthorised Transaction Report helpline number: 0203 005 0837
- Local Rate: 0203 005 0833
- Freephone: 0808 189 3333
The top Klarna brokers can also advise on deposit or withdrawal issues. Head to the ‘Customer Service’ section of their website to get in contact.
Should Traders Use Klarna?
Klarna’s growing popularity and availability, coupled with credit options and zero fees make it an increasingly useful method for UK traders. Online investors can also be assured that their transactions are secure because of the company’s FCA regulation and reliable security processes. But arguably the biggest advantage Klarna has over its competitors is its credit, “Buy Now, Pay Later”, payment solution. On the downside, other payment methods are better suited to withdrawals and are more widely accepted by UK brokers.
To get started today, use our ranking of the top Klarna brokers.
FAQs
Is Klarna A Safe And Legit Payment Method For Trading?
Klarna provides safe payment solutions for funding brokerage accounts. The company is FCA regulated and has strict security protocols on its secured connections to ensure transactions are safe. With that said, it is also worth signing up with trusted Klarna brokers that hold a license with the UK financial watchdog.
Does Klarna Have A Spending Limit When Depositing With Brokers?
Klarna does not have pre-defined spending limits. However, they do have adjusted spending limits depending on the trader’s credit history. As such, this limit will vary between users. It is also worth noting that spending limits can also be set separately by brokers that accept Klarna deposits.
Is It Free To Deposit Money Into My Trading Account With Klarna?
Klarna does not charge any additional fees or charges when depositing to trading accounts. However, Klarna brokers may impose deposit or withdrawal fees. Fortunately, top-rated UK brokers like Admiral Markets offer fee-free funding with the payment method.
How Do You Make Deposits To A Trading Account Using Klarna?
You will first need to make an account with Klarna. Then, you will need to link the account to a bank account (or card). Next, on the deposit page of your brokerage account that supports Klarna, choose the payment method and enter the amount you would like to deposit. Sign into your Klarna account on the payment portal. You may be given the option to choose which method you would like to deposit using (e.g. Pay now, Pay in 3/in 30 days). Click confirm and the payment will begin processing.
Which UK Brokers Accept Klarna Deposits?
The number of trading brokers that accept Klarna deposits has been growing over the last few years. Currently, some of the best Klarna brokers are Admiral Markets and FXCM. See our guide for full expert reviews.